PPS celebrates 85 years this year – a milestone that reflects a rich history of growth, resilience and ongoing transformation.

This July edition of The Professional is special. PPS turns 85 this year and milestones like this invite reflection, not only on where we began but also on how we have evolved.

This represents a significant increase from the prior record of R5.33 billion allocated in 2024, signalling sustained resilience in an environment marked by modest economic growth and volatile global markets.

We look back on 2025 with gratitude, another very successful year for PPS and hence for our members as well.

PPS is proud to announce that it has been recognised as a Top Employer in South Africa for 2026 by the Top Employers Institute.

As the year draws to a close, the November edition of The Professional invites us to pause and consider what shapes our collective story.

In 2024 alone, PPS paid out nearly R97 million in claims to members aged 35 and under, nearly double the R50 million paid in 2019.

Yes, a Will. That document most of us mentally file under “old people’s business” or “something to do when I’ve made millions.”

Estate planning might sound like something reserved for the wealthy or the elderly. Spoiler alert: it’s not.

Living together without getting married? You’re not alone, more South African couples are choosing love without the paperwork. But here’s the twist: when it comes to inheritance, the law isn’t nearly as romantic.

South African professionals are facing a critical gap between their perceived financial security and actual protection against career-disrupting illnesses or injuries

Purchasing a pre-owned vehicle can be cost-effective, but it comes with potential risks. Buyers should conduct thorough due diligence to avoid costly surprises.

At PPS, and through the stories in this magazine, we believe that remarkable experiences are less about the spectacular and more about the meaningful

Have you considered how you would manage if your ability to work was suddenly taken away – whether for weeks, months or even years?

PPS’s continued support of the Mangaung Knights (U13 and U15 teams) plays a pivotal role in elevating the game and unlocking opportunities for young players.

The Professional Provident Society (PPS), has released its financial results for the year ending 31 December 2024, reporting a record return of value to its members.

The fifteenth annual general meeting of the Trust was held virtually on 12 May 2025 and was attended by the requisite quorum of members

South African students continue to face an uphill battle. With mounting challenges in university capacity and registration, confidence in the local education system is dwindling.

The theme of this edition of The Professional - empowering futures - is all about this focus.

As the year comes to a close, I invite you to explore this issue of The Professional, which features stories of transformation, leadership and innovation

This decision carries significant responsibilities and even a small mistake can have serious consequences

Drafting a Will is an essential part of planning for the future, yet many people remain unsure about the rules and requirements.

Creating a Will is a vital step in securing your financial legacy and making sure your wishes are honoured – and it is easier than you might think.

Vehicle security – in South Africa, where crime is prevalent – is a growing concern for car owners.

Understanding how to manage your money is crucial for saving more effectively. Here’s how you can improve your financial habits and keep your savings on track:

Managing your budget doesn’t mean you have to give up on fun. Finding a balance between spending and saving is the key.

A good budget helps you make the most of your money, avoid unnecessary expenses and stay on track when it comes to savings.

In a world marked by constant change and uncertainty, understanding the true essence of wealth is crucial.

Is it not beautiful when the interaction of elements produces an effect greater than what would have resulted from simply adding up the effects of each element?

In this issue of The Professional, we delve deeper into this concept and explore how it manifests in various aspects of our professional and personal lives.

Did you know that you can positively impact the future of aspiring professionals with just a swipe of your MySchool MyVillage MyPlanet card?

Education is not just about personal growth, it is about shaping the future of our society and economy.

The PPS Foundation has established a new student career centre at the University of Fort Hare as part of its quest to support education in South Africa.

The PPS Foundation takes immense pride in unveiling the 2023 cohort of graduates, helping to bridge the skills gap in South Africa and nurture a cadre of adept professionals.

Are you eager to enhance your financial literacy and take control of your financial future?

As an organisation, we have been actively engaging the legislative process on behalf of our members and submitted suggestions on how the Bill could be amended

The fourteenth annual general meeting of the Trust was held virtually on 6 May 2024 and was attended by the requisite quorum of members

Welcome to the March 2024 issue of The Professional, which focuses on the theme of collective well-being.

In this edition of The Professional, we explore the theme of reinvention from various angles

The Professional Provident Society’s (PPS) purpose-led brand campaign “Finding The Forgotten Graduate” won Gold at the 2023 Loerie Awards in the Digital Crafts Category for writing

The overarching concern for students in the 2022/23 PPS Student Confidence Index was what “Life after graduation” would mean for their career prospects

As a young professional, it is particularly important that you keep to your savings goals even during times of economic uncertainty.

In this issue, we bring you a collection of captivating articles that will ignite your imagination, stimulate your aspirations and guide you on a journey towards greatness.

The thirteenth annual general meeting of the Trust was held virtually on 8 May 2023 and was attended by the requisite quorum of members

The Professional Provident Society (PPS), experienced a positive 2022 supporting members and returning value to them.

In this edition of The Professional, it is interesting to see how success can be interpreted or experienced.

These are pictures of some of the students who were able to become graduate professionals thanks to the generosity of PPS Foundation's bursary programme.

When investing for the long-term, it’s helpful to remind oneself that while markets go through cycles, and it is often more important to focus on the long-term trend than become preoccupied with the short-term fluctuations.

Ensuring there is liquidity in the estate

One sure way to reduce socio-economic inequity is through quality education that meets the economy’s needs.

Consumer price inflation increased by 6.5% year-on-year in May 2022, up from the 5.9% year-on-year print in the previous month.

If you are feeling overwhelmed, confused or uncertain about your finances, the first thing to do is to adjust your budget to suit your changed circumstances and/or get in touch with a financial adviser.

Significant business disruptions, a constrained economic climate and a decline in the resultant revenue exacerbated by the COVID-19 pandemic are some of the challenges faced by the South African built environment.

Professional Index shows COVID-19 severely impacted medical professionals – but not in the way you would think, says PPS

Investors experienced one of the best years on record in 2021 as indices across the world soared to record highs.

In South Africa, retirement fund investments are required to comply with Regulation 28 of the Pension Funds Act.

In an uncertain world where markets are volatile, interest rates are rising and a war is raging, it is easy to lose perspective and focus on those events over which we have no control over and cannot change.

As always, this edition of The Professional is filled cover-to-cover with informative articles.

The twelfth annual general meeting of the Trust was held virtually on 9 May 2022 and was attended by the requisite quorum of members

PPS has ended its 2021 financial year in a favourable position amid an increase in life insurance claims payments in the second year of the COVID-19 pandemic, exceeding anything witnessed in its 80-year history.

Creating an effective financial plan was complicated enough before the arrival of cryptocurrencies, non-fungible tokens (NFTs) and blockchain technology.

At PPS, we are the eternal optimists, and now, still at the beginning of 2022, we believe that this is going to be a year of growth.

Estate planning is a vital part of a good financial plan because it entails the legacy you would like to leave through your Will.

PPS urges men to get informed, get screened, and get covered to protect themselves from the most common cancer in men.

To save your loved one from the emotional trauma of having to make that call, you can have a living Will drafted and duly signed.

You can help towards developing South Africa’s next wave of young professionals

A severe shortage of professional adjusters, declining property insurance claims due to the COVID-19 pandemic and technological transformation are among the challenges insurers are facing.

Your business is your primary and greatest investment, physically, emotionally and financially as it funds and directs your and your family’s accustomed lifestyle.

Long COVID-19 is an illness that people can claim from their insurance, depending on their policy.

The COVID-19 pandemic has highlighted and raised the conversation more prominently as it relates to the accessibility of healthcare for all South Africans

According to Alan Weiss’s best-seller, Your Legacy is Now, each day we create the next page in our lives.

According to the South African Reserve Bank (SARB), the SA economy should grow by 5.1% in 2021, while the equity market delivered close to 20% returns by mid-November 2021

The South African Reserve Bank (SARB) Monetary Policy Committee (MPC) decided to increase the repo rate by 0.25% this month,

Globally, inflation has started to increase for the first time in many years. The conservative argument about inflation is that it is transitory, which is what the US Federal Reserve has alluded to.

Consumer price inflation increased by 5.0% year-on-year as at the end of September 2021, which was an increase from the 4.9% year-on-year print recorded the previous month

Consumer price inflation increased by 5.0% year-on-year as at the end of October 2021, which was unchanged from the previous month.

South Africa has just emerged from another (third) wave of the COVID-19 pandemic.

More and more South Africans use their annual discretionary foreign investment allowances to invest offshore and to acquire assets in foreign countries.

PPS celebrates its 80th anniversary in 2021, a significant milestone.

The eleventh annual general meeting of the Trust was held virtually on 10 May 2021 and was attended by the requisite quorum of members

PPS’s strategy of delivering value to members, its strong balance sheet, coupled with growth of the business, contributed to its solid performance in this tumultuous period.

An independent forensic investigation into system disruptions since 9 March 2021 currently shows no evidence that any data has been compromised.

This edition is the first for2021 - the year in which PPS celebrates its 80th birthday.

Professional Provident Society (PPS), has optimised its Critical Illness cover with enhanced benefits, including the coverage of diseases detected at an early stage such as pre-stage 1 cancer.

Toward the end of 2020, we counted the hours for a new year to present itself, with the hope for a fresh start and new beginning.

PPS actively seeks to play a societal role in investing in initiatives that will contribute towards a better world for future professionals and leaders.

Professional Provident Society (PPS), has enhanced its unique Profit-Share benefit by adding a Cross-Holdings Profit-Share Booster.

The festive season has always been a time for putting the needs of others above our own by sharing the little we have with those who are in unfortunate positions

The market downturn in March posed substantial challenges for investors due to the halt in economic activity associated with Covid-19 and the simultaneous sovereign rating downgrade.

Investing offshore is great in principle and it could also provide access to a range of companies and sectors that are not available in South Africa, providing good diversification opportunity.

Professional Provident Society (PPS), the financial services company for graduate professionals, is proud to support the #SaveTheClassof2020 initiative, a campaign hosted by Primestars.

Professional Provident Society (PPS), has expanded its Profit-Share benefits to personal insurance products offered by PPS Short-term Insurance to members with qualifying products.

Professional Provident Society (PPS), has joined the fight to protect community members against COVID-19 by handing over fabric masks to Holy Family College

This year, National Savings Month will undoubtedly be an unprecedented one as the new reality surrounding COVID-19 continues to swirl around us, impacting every aspect of our daily lives.

The continuing spread of COVID-19 infections have resulted in South African health professionals having to practice in conditions which have never previously been experienced.

In 2019, the PPS Foundation achieved its target of funding 60 students across the various universities and institutes of technology through its bursary programme.

Professional Provident Society (PPS) managed to outperform most of the strategic goals it had set for itself in 2019, thereby delivering substantial member value.