PPS is a licensed life insurer, controlling company and authorised FSP.

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Whether you’re exploring membership, looking for financial advice or interested in one of our solutions, complete the form below and we’ll be in touch.

Affordable health cover while you build your career.

Choose between MediClub iConnect and iPremier, with affordable healthcare benefits designed to support your everyday health needs — from GP consultations and medication to emergency assistance and everyday care.

Healthcare designed for your profession

PPS health Insurance powered by MediClub

MediClub offers affordable health insurance designed for young professionals, graduates and individuals starting their healthcare journey.

It provides practical day-to-day medical cover, access to healthcare networks and additional wellness benefits – helping you manage everyday healthcare costs with confidence.

Affordable monthly healthcare cover
Access to GP consultations and healthcare networks
Day-to-day medical and wellness benefits
Emergency medical assistance and support services
Flexible options suited to different budgets and life stages
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Choose the level of cover that fits your stage.

Whether you’re starting your career, growing your family, or looking for more comprehensive healthcare protection, EssentialMED offers flexible cover options designed to support your needs and budget.

Entry-level cover
EssentialMED iConnect

GP consultations – virtual or in-person via National HealthCare Group Network. Unlimited consultations (WhatsApp nurse pre-auth required from the seventh visit). WhatsApp nurse advice available within the 30-day waiting period.

Enhanced cover
EssentialMED iPremier

Everything in iConnect plus enhanced day-to-day benefits. More comprehensive cover suited to young graduate professionals wanting broader protection. 


HEALTHCARE SOLUTIONS

Find the answers you are looking for

We have answered some of the most common questions to help you better understand this solution and make informed decisions with confidence.

What healthcare providers can I use?

MediClub gives you access to the National HealthCare Provider Network, which includes more than 12,000 healthcare providers across South Africa, including GPs, dentists, optometrists and pharmacies. Members are required to use network providers to access covered benefits.  

Is there a waiting period before I can use my benefits?

Yes. Most day-to-day healthcare benefits have a 30-day waiting period from your participation or reinstatement date. Some benefits, such as chronic medication, dentistry and optometry (where applicable), have longer waiting periods. You can still chat to a qualified nurse on WhatsApp for medical advice during the initial waiting period.

How do GP consultations work?

Both MediClub options include unlimited GP consultations. The first six GP visits each year do not require WhatsApp Nurse pre-authorisation. From the seventh visit onwards, you’ll need pre-authorisation, which can be obtained through the WhatsApp Nurse service.  

How do I access emergency medical assistance?

If you’re involved in an accident or medical emergency, MediClub provides access to emergency transportation services through Lifemed. Members should contact the emergency number on their digital membership card, and where required, obtain authorisation within the specified timeframes outlined in their policy.

What’s the difference between MediClub iConnect and MediClub iPremier?

Both plans include unlimited GP consultations, acute medication, pathology, radiology, dentistry, WhatsApp Nurse support and access to the National HealthCare Provider Network. MediClub iPremier includes additional benefits such as chronic medication, specialist visits, optometry, flu vaccinations, health assessments, accidental hospitalisation and accidental death cover, making it a more comprehensive option.

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Find the right healthcare cover for your life stage

See the options available

Affordable health cover while you build your career.

From flexible healthcare savings to emergency transport and professional well-being programmes – your Profmed membership comes with a range of included benefits.