PPS is a licensed life insurer, controlling company and authorised FSP.

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Build your retirement with confidence and tax efficiency

Invest with confidence for the retirement you deserve. Partner with PPS Investments through tailored solutions and tax-efficient investing that support long-term financial security and the future you envision.

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PPS Retirement Annuity

Grow your retirement savings with tax benefits and a disciplined, long-term investment approach.

Features and benefits:
Flexible contributions

Contribute regularly or through lump sums, within annual tax-deductible limits of up to 27.5% of taxable income, capped at R350 000 per year, to grow your retirement savings over time.

Extensive fund choice

Choose from a broad range of Regulation 28-compliant solutions aligned to your retirement goals.

Long-term retirement savings

Designed for disciplined investing with restricted access until retirement.

Tax-efficient growth and contributions

Benefit from tax-deductible contributions and tax-efficient growth within the investment.

Preservation funds

A preservation fund helps you preserve and continue growing your retirement savings if you leave an employer’s pension or provident fund.

Features and benefits:
Retirement capital preservation

Helps protect and grow retirement savings when transitioning between employers.

Extensive fund choice

Choose from a broad range of Regulation 28-compliant solutions aligned to your retirement goals.

Tax-deferred structure

No tax is applied when transferring funds, with tax only triggered upon withdrawal or retirement.

Peace of mind for your loved ones

Proceeds can be paid to your beneficiaries on death.

PPS Corporate Personal Pension

The PPS Corporate Personal Pension allows you to offer your employees tailored retirement annuity solutions.

Features and benefits:
Employee savings benefit

Secure your employees’ long-term financial independence with a flexible retirement savings plan designed to grow alongside their careers.

Cost-effective options

No or limited operational costs to you as the employer.

Peace of mind for you

No administration required from you, as we take care of everything.

PPS Personal Pension

A preservation fund helps you preserve and continue growing your retirement savings if you leave an employer’s pension or provident fund.

Features and benefits:
Flexible contributions

Adjust contributions over time in line with your income, within tax-deductible limits and regulatory constraints applicable to retirement investments.

Extensive fund choice

Choose from a broad range of Regulation 28-compliant solutions aligned to your retirement goals.

Long-term retirement savings

Designed for disciplined investing with restricted access until retirement.

Tax-efficient growth and contributions

Benefit from tax-deductible contributions and tax-efficient growth within the investment.

What happens at retirement?

At retirement, your savings are typically used to provide an income through a solution such as a living annuity.

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Start building your retirement today

Speak to a PPS-accredited financial adviser or contact us to learn more about PPS Investments and the value of partnering with an organisation with an ethos of mutuality.