The life you have built – protected for the people you love.
PPS Life Cover ensures your loved ones are financially supported if you are no longer there.
What your family can rely on
Up to R100 000 paid within two working days to support immediate needs (amount deducted from cover).
A portion of your cover can be paid out if you are diagnosed with a terminal illness.
Your benefits are not reduced by other cover or income.
What it covers
What your cover provides and pays out.
The cover amount is paid as a lump sum based on your selected benefit.
Up to R100 000 paid within two working days of a valid claim. This amount is deducted from your total cover.
PPS may advance up to 50% of your life cover if you are diagnosed with a terminal illness, subject to assessment.
Additional cover options such as disability, critical illness and accidental death can be added to your policy.
Important to know
Receive an early payment within two working days, subject to all required documents being submitted.
Based on a clinical diagnosis of less than 12 months to live.
Members diagnosed with a terminal illness may choose to access their PPS Profit-Share Account™, subject to PPS rules and assessment.
If no beneficiaries are listed, the payout is made to your estate. The PPS Beneficiaries Trust is available for minors.
“From the start of my litigation career, I chose PPS as my insurer. When septicaemia set in after a serious illness, my family knew the cover was in place. PPS paid without question.”
Adv. S. Dlamini
How it works
Your cover can deliver long-term value
As a PPS member, you may receive annual allocations to a PPS Profit-Share Account™, based on the performance of the PPS Group – whether you claim or not.
Why professionals choose PPS
Immediate accidental death cover, while your application is being assessed.
PPS will cover any amount based on your individual needs.
Cover that adapts as your life and career change.
Find the answers you are looking for
We have answered some of the most common questions to help you better understand this solution and make informed decisions with confidence.
Yes. Primary and secondary. If the primary beneficiary cannot accept, the secondary beneficiary receives the benefit. If there are none, the payout goes to the estate.
Yes. Portable across occupation changes. Can be ceded as security for a loan.
You can nominate the PPS Beneficiaries Trust to manage your minor beneficiary's funds.
Up to R100 000 paid within two working days. Deducted from total cover amount.
PPS advances 50% of your life cover if given less than 12 months to live. Your PPS Profit-Share Account™ balance can also pay out in full. No additional premium.
Are you a beneficary? Submit a life cover claim.
Our team handles every claim with care. Immediate Needs Benefit pays within two working days of valid claim.
Give your family the security they deserve.
Check if you qualify or speak to a PPS adviser today.
Not a qualifying professional? You may still be eligible through glu
