Turn your retirement savings into a sustainable income
A Living Annuity lets you draw an income in retirement while keeping your savings invested – giving you flexibility and control over your income.
Transform your life's work into a flexible, enduring income, designed to provide sustainable financial security throughout your retirement.
Tailor your regular income to suit your evolving lifestyle needs by choosing an annual withdrawal rate between 2.5% and 17.5% of your investment value.
Gain access to a wide range of market-leading investment options, ensuring your investments align with your life goals.
Nominate beneficiaries to ensure your remaining capital transfers directly to your loved ones on your passing, falling outside your estate and bypassing executor fees.
Members continue to benefit through lifetime mutuality, earning ongoing Profit-Share in retirement as they remain invested with PPS.
Continue to earn Profit-Share during your retirement journey, using the Vested PPS Profit-Share Account™ to supplement your retirement savings or support generational wealth transfer.
Qualifying members continue to benefit through lifetime mutuality, earning ongoing Profit-Share in retirement as they remain invested with PPS.
Gain access to a wide range of market-leading investment options, ensuring your investments align with your life goals.
Enjoy structured tax efficiencies where income and capital gains are taxed internally at fixed rates, maximizing growth for higher-income investors.
Nominate beneficiaries directly to ensure your capital is paid out swiftly to your loved ones, bypassing estate delays and avoiding executor fees.
You may also be interested in
Flexible investing for short- or long-term goals.
Maximise growth with zero tax on returns.
Build and draw income with confidence.
Manage your retirement income with confidence.
Speak to an accredited PPS financial adviser or contact us to learn more about PPS Investments and the value of partnering with an organisation that operates on the ethos of mutuality.