PPS is a licensed life insurer, controlling company and authorised FSP.

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Protect your business. Cover what matters most.

Protect your business against everyday risks – from damage and loss to liability and interruption – so you can keep operating with confidence.

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What does business insurance cover?

Protect the day-to-day operations of your business against common risks that could disrupt your ability to operate.

OPERATIONS and INCOME
Protect your business assets
Cover your physical business environment against damage, loss or unexpected events.

Office and contents cover
Equipment and technology
Fire, theft and accidental damage
+ more
OPERATIONS and INCOME
Keep your business running
Protect your income and operations if your business is disrupted.

Business interruption cover
Loss of income protection
Cover for operational disruptions
+ more
LIABILITY and RISK
Protect against claims and liability
Cover your business against legal and financial claims from third parties.

Public liability cover
Goods-in-transit protection
Fidelity and fraud cover
+ more
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How it works
1. Choose your cover
Select the protection your business needs based on your operations.
2. Assess your risks
Work out what could impact your business – from assets to liability.
3. Activate your policy
Set up your cover with terms aligned to your business.
4. Review annually
Adjust your cover as your business grows or changes.

Why PPS Business Insurance

Built for professional practices

Cover designed specifically for graduate professionals and their business environments.

Short-term cover that fits your needs

Flexible options tailored to your business operations.

Part of your broader PPS strategy

Your business cover contributes to your overall financial strategy.

Business

Find the answers you are looking for

Have questions about this solution, your cover or how it works? Browse our most frequently asked questions for quick answers and helpful guidance.

Do I need business insurance if I have business assurance?

Yes. Business insurance covers day-to-day risks, while assurance covers long-term financial protection.

Is business insurance eligible for Profit-Share allocations?

Yes. If you as a member hold a qualifying life-risk product, your business insurace will make you eligible for additional Profit-Share allocations.

Is business interruption included?

Yes, cover can include protection against loss of income due to disruption.

What does Business Insurance cover?

It covers your business assets, operations and liability against everyday risks.

Secure your practice’s future.

Speak to a PPS-accredited financial adviser to structure the right business insurance for your practice.