Focus on your recovery – not the cost of it.
PPS Critical Illness Cover provides a lump-sum payout when you are diagnosed with a serious illness.
What it covers
What your cover provides and pays out.
Pays a percentage of your benefit for major conditions such as cancer, heart attack, stroke and related procedures, depending on your selected cover option and the severity of the condition
For other conditions, payouts range from 5% to 100% depending on severity.
Covers serious conditions not specifically listed, based on medical assessment.
You can claim more than once across different conditions or categories.
Children under 21 are covered at no additional premium, with defined benefit limits.
Important to know
The amount paid depends on the diagnosis and clinical impact.
A PPS unique benefit that adds an additional lump-sum payout for specific types of cancers that are susceptible to targeted therapy (immunotherapy for cancer treatment).
You may receive additional payouts for recurring cancer or cardiovascular events, up to defined limits.
Benefits are adjusted over time to help keep up with inflation.
Claim paid
Ms Schoeman held Critical Illness Cover and was unable to work following a serious medical event. PPS paid her claim, removing financial pressure so she could focus on recovery.
How it works
Your cover can deliver long-term value
As a PPS member, you may receive annual allocations to a PPS Profit-Share Account™, based on the performance of the PPS Group – whether you claim or not.
Why PPS for Critical Illness Cover
Cover that adjusts based on the severity of your condition.
Includes listed conditions and additional serious illnesses.
Continued protection across different health events.
Find the answers you are looking for
We have answered some of the most common questions to help you better understand this solution and make informed decisions with confidence.
Yes. Dependants under 21 are automatically covered for 10% of the benefit, subject to a maximum of R250 000 per claim, at no additional premium.
Yes. Multiple claims allowed up to 100% in each benefit category. Reinstatement of cover allows claims up to 200% in the cancer and cardiovascular categories.
Yes. Pays on diagnosis and survival.
Cancer, heart attack, cardiac surgery and procedures, and stroke under Core 100% option. CI100% - boosts most listed conditions to 100% irrespective of the severity level.
CatchAll benefit – 25%, 50% or 100% based on clinical assessment.
Already a member? Submit a critical illness claim.
PPS handles every claim with care. Our team will guide your beneficiaries through each step.
Focus on recovery. We will handle the rest.
Check if you qualify or speak to PPS-accredited financial adviser today.
Not a qualifying professional? You may still be eligible through glu
