Sharing in PPS’s success through Profit-Share
Mutuality means sharing in success. The PPS Profit-Share Account™ enables members to benefit from the long-term financial success of the organisation.
PPS Profit-Share Account™
The PPS Profit-Share Account™* is one of the ways mutuality comes to life at PPS. Qualifying members may receive allocations over time, helping create long-term value beyond traditional insurance benefits.
Qualifying members may receive annual allocations that build over the course of their PPS membership.
Because PPS is member-focused, financial returns are shared with members holding qualifying life-risk products via allocations to their PPS Profit-Share Accounts™ and not with shareholders.
Real value for members
The total cumulative Profit-Share allocation to members for the ten years ending December 2025.
The number of members who have accumulated more than R1 million in their PPS Profit-Share Accounts™ by the end of 2025.
Total allocation to members’ PPS Profit-Share Accounts™ for 2025.
Profit-Share paid in 2025 to members who have exited their life-risk cover phase.
Built to grow with your membership
Your PPS Profit-Share Account™ has the potential to grow over time.
Through additional allocations and long-term investment growth, the balance of your account can increase throughout your membership and support your financial future.
Boost your allocations
The PPS Profit-Share Cross-Holdings Booster rewards members who hold qualifying products across the PPS Group.
If you hold a PPS life-risk product or a Vested PPS Profit-Share Account™ and you take up a qualifying product(s) from one of our PPS subsidiaries and affiliates (PPS Short-Term Insurance (including PPS Health Professions Indemnity), Profmed and/or PPS Investments), it will increase your allocations.
The booster benefit will increase based on the number of extra PPS subsidiary and affiliate products you have.
Value in retirement
Over time, allocations to the Vested PPS Profit-Share Account™ can be invested through PPS Investments, allowing value to grow alongside a member’s long-term financial journey.
At retirement, this vested value can make a meaningful contribution by supporting income needs, enhancing flexibility and strengthening overall retirement outcomes.
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